Accidental Death & Dismemberment Plan Rates

Your premium will depend on the Principal sum amount you select and which Plan you have. Principal Sum amounts are available from $25,000 to $300,000 in $25,000 units. Family rates are the same regardless of family make-up.

For example, the Principal Sum Amounts for a member, spouse and two children under the $150,000 Family Plan are:

Rates do not increase with age*. To find your semiannual premium, multiply the number of $25,000 units you desire by:

$6.00—for the Personal Plan

$9.00—for the Family Plan

Here are examples of benefit amounts and current semiannual premiums*:

Member/Registrant	Current Semiannual Premiums
Insurance Amount	Personal Plan	Family Plan
$25,000	$6.00	$9.00
$100,000	$24.00	$36.00
$200,000	$48.00	$72.00
$300,000	$72.00	$108.00

*NOTE: On the renewal due date coinciding with or next following your 60th birthday, your benefit and corresponding premium will reduce by 50% to a maximum benefit of $100,000.

If your total premium is less than $25, you will automatically be converted to annual billing.

Rates shown are current and may be changed on any premium due date or any date on which benefits are changed.

Rates and/or benefits may be changed on a class basis. For example, a class is a group of people with the same age and gender.

Benefits may be changed upon agreement between New York Life and the American Society for Clinical Pathology.